CoinDesk profiles Jeremy Allaire, the CEO of the Goldman Sachs-backed crypto startup Circle that had a banner year in 2018. The XRP Army is hands-down the cryptos most vocal community. Who are they? The engagement of BDO Malta aims to dispel any doubts that EURS stablecoins are backed one-to-one by euros. Tether is again offering fiat redemption of its stablecoin USDT. Meanwhile, Bitfinex is now offering tether trading pairs with USD and EUR. Ripple’s new version of xCurrent offers easier integration with xRapid, the product that leverages XRP. But so far, customers aren’t taking the plunge.