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How to Buy Bitcoin with Credit Card

It is today increasingly possible to buy Bitcoin with a credit card, regulated exchanges accept this method of payment - given its average yearly returns it may even be a way out of debt for some.

Updated: 15 December 2022

Credit cards have become one of the easiest methods of buying Bitcoin and other altcoins for investors. In previous years this was not a favored payment method as it often involved fraud, however today many anti-fraud companies and brokerage firms have made it possible to safely and easily buy Bitcoin using a credit card.

The most well-known, regulated cryptocurrency trading platforms now accept credit cards as a fiat on-ramp to purchase cryptos. We review the best exchanges to buy Bitcoin with credit, how to do so in screenshots, and what you need to consider before getting started.

How to Buy Bitcoin with Credit Card

Choose a Bitcoin exchange – we recommend eToro as it’s FCA, ASIC and CySEC regulated
Create an account
Deposit funds into your account, selecting the credit card option
Search ‘Bitcoin’ in the drop-down menu
Click ‘Open Trade’ and select an amount of Bitcoin to buy

Best Brokers to Buy Bitcoin with Credit Card in January 2023

Compare Bitcoin Exchanges

68% of retail CFD accounts lose money.

74% of retail investor accounts lose money when trading CFDs with this provider.

The price and value of any investment in digital asset products can fluctuate.

The traded price of digital tokens can fluctuate greatly within a short period of time.

Market prices for digital tokens can be volatile and highly unpredictable.

As with any asset, the values of digital currencies may fluctuate significantly.

The value of digital currencies can go up or down frequently.

71% of retail CFD accounts lose money.

As prices of digital assets are highly volatile, users could lose all or a substantial portion of the value of any digital asset they purchase.

Rating

5.0

4.7

4.7

4.6

4.5

4.4

4.3

4.1

4.0

Mobile App Rating

10/10

9/10

9/10

8/10

8/10

9/10

9/10

9/10

10/10

Mobile App

Wallet

Number of Coins

74

60

22

36

17

59

65

15

123

Trading Fees

Spreads

Spreads

0.1%

0.1%

0.1%

0.1%

0.50%

Spreads

0.2%

Deposit Fees

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Withdrawal Fees

$5

N/A

0.0005 BTC

N/A

N/A

N/A

N/A

N/A

N/A

Regulated

ASIC, CySEC, FCA

CySEC

N/A

N/A

N/A

FCA

FCA

CBI, MiFID

N/A

Min. Deposit

$50

100 EUR

N/A

N/A

$10

$10

$2

$100

N/A

Leveraged Trading

N/A

N/A

1 - 100x

1 - 100x

1 - 10x

1 - 100x

N/A

1 - 30x

1-200x

Bitcoin

$23091.39

$22954.21

$22879.91

$40391.88

$40393.04

$40404.41

$40416.27

$22942.78

$40377.55

Ethereum

$1586.79

$1582.08

$1572.26

$2796.11

$2795.55

$2797.45

$2796.59

$1576.58

$2795.54

XRP

$0.40

$0.40

N/A

$0.23

N/A

$0.78

$0.30

$0.41

$0.78

Tether

$1.01

$1.01

$1.00

$1.00

N/A

N/A

$1.00

N/A

N/A

Litecoin

$94.73

$94.26

N/A

$109.04

N/A

$109.10

$109.04

$94.35

$108.99

Bitcoin Cash

$134.14

$134.54

N/A

$506.41

N/A

$295.12

$295.07

$134.47

$294.96

Chainlink

$7.00

$6.94

N/A

$14.26

N/A

$14.68

$14.67

$7.03

$14.68

Cardano

$0.38

$0.38

N/A

$0.83

N/A

$0.83

$0.83

N/A

$0.83

IOTA

$0.22

$0.23

$0.22

N/A

$0.70

$1.91

$1.91

$0.23

$0.70

Binance Coin

$312.82

$310.03

$309.95

N/A

N/A

$385.92

N/A

N/A

N/A

Stellar

$0.09

$0.09

N/A

$0.19

$0.08

$0.19

$0.19

$0.09

$0.19

Bitcoin SV

N/A

$42.58

N/A

$182.50

N/A

N/A

N/A

N/A

$77.12

USD Coin

N/A

N/A

N/A

$1.00

N/A

N/A

N/A

N/A

$1.00

EOS

$1.06

$1.06

$1.05

$2.06

$2.06

$2.06

$2.05

$1.06

$2.06

Monero

N/A

$176.63

$174.32

N/A

N/A

N/A

N/A

N/A

$188.31

Credit Card

Giropay

Neteller

Paypal

Sepa Transfer

Skrill