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Business Club Wallet Review 2021: Fees, Pros, Cons and Features

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Business Club logoBusiness Club is a cryptocurrency ecosystem supported by multiple services and products including a digital wallet that allows users to store money in the safest way possible. The company’s goal is to create the largest online community in the world by offering its own cryptocurrency, a virtual currency wallet, a social media platform, and the option to transfer funds between users.

In this review, we will cover all you need to know about the Business Club application including its wallet features, security, fees, sign-up process, pros and cons, and more.

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    Is Business Club Wallet Recommended?

    We would certainly recommend the Business Club application thanks to its unique combination of features. Business Club’s team has made a significant effort to create an online crypto community by offering a new way to access the crypto market. Their services include the active crypto wallet that is generating continuous profits, the Business Club token (BCT), Business Club blockchain, Business Club payment cards, Business Club cloud and more.

    If you still have doubts as to what the best service for storing your cryptos is, you can compare 2019’s best cryptocurrency wallets in this guide.

    What is Business Club Wallet?

    Business Club is owned by Blockchain Business Solutions and is registered in the Republic of Malta under the license number C-92788. The company states on its website that it has recently started the process of applying for the regulation and license of the Malta Financial Supervision Authority (MFSA). It was founded in 2018 and operates two offices in Valetta (Malta) and Zurich (Switzerland).

    Business Club has developed a unique cryptocurrency platform than its competitors in the industry, offering a wide range of products and services including the Business Club active wallet, the Business Club token (BCT), Business Club blockchain, Business club payment cards, Business Club cloud, and Business Club social network.

    The Business Club Active wallet is an integral part of the company’s operation. The Business Club Active wallet comes with advanced security features and allows users to store, buy, and sell fiat and digital currencies but perhaps the biggest advantage with this wallet is the ability to earn a profit on your capital that ranges from 0.3-0.4% per day, averaging about 10% per month. Moreover, once the team start issuing debit cards, users can spend their cryptocurrencies with VISA cards wherever they want.

    Business Club Homepage

    Business Club wallet compatibility

    Business Club wallet is available on the following devices:

    • iOS
    • Android
    • Windows
    • MacOS

    What wallet type is the Business Club Active wallet?

    • Multi-cryptocurrency wallet
    • Desktop and mobile application
    • An active wallet that generates profits
    • Hot crypto wallet
    • Cold storage wallet

    What cryptocurrencies does the Business Club wallet support?

    The Business Club Active wallet supports the following digital currencies:

    Bitcoin, Ethereum, Business Club Token, Bitcoin Cash, Ripple, Monero, Dash, Litecoin and Tether (stable coin).

    Bussines Club’s team mention that they will organize votings for newly supported currencies and add them gradually into the platform.

    What fees does Business Club wallet have?

    Business Club charges a fee of 0.25% of the transferred amount (though the minimum commission is not less than 1 BCT). However, once the tokens supply stops, the transaction fee will be reduced from 0.25% to 0.005%.

    How to open your Business Club Wallet account

    Here is how you can open an account with Business Club and store your crypto funds in the Business Club Active wallet:

    Step 1: Visit’s homepage and complete the sign-up process. You can also download the Active wallet mobile app on AppStore or Google Playstore.

    Step 2: Set a new password code for your wallet.

    Step 3: Now, use the pin code you have created to log in to the wallet and keep safely the 12-word seed phrase the active wallet has generated.

    Note that Business Club is on a pre-launch mode so, during this period, you must have a special access code or link to join the platform. Unlimited access will be available following the Business Club official launch.

    How to send and receive payments on Business Club wallet?

    Here’s how you can send and receive payments on the Business Club platform:

    Step 1: First, login into your account at

    Step 2: Go to the “My Wallet” section, find the currency you want to send or receive and click on the “send” or “receive” button.

    Step 3: The final step is to copy the wallet address or scan QR code to another wallet and transfer funds.

    How to receive or send the Business Club Token (BCT)?

    Business Club also allows users to receive and send the Business Club Token (BCT) between users through the Business Club platform. All you have to do is to log in to the platform, go to the “My Wallet” section and choose “receive” or “send” option and receive or make the transfer. Take note that all BCT wallet addresses start with “bct” (for example: bctf724ec5377576d31f41f04ce2cc699fv).

    How safe is Business Club Wallet?

    Related image

    Business Club provides high-security features and protection measures to keep users’ digital currencies safe.

    ???? Multi-Signature Wallet

    Business Club offers a multi-signature cold storage wallet that requires more than one key to authorize a crypto transaction.

    ???? Cloudflare Firewall and DDoS Attack Protection

    Business Club also provides the Cloudflare Firewall to examine and control all incoming site traffic and the DDOS attack protection to protect the wallet/blockchain network or server from a distributed denial-of-service attack.

    ???? Google 2-Factor Authentication (2FA)

    Multi-factor authentication is a method of security in which the user gets access to the account after presenting a password and another authentication factor.

    ???? Regulated by the Malta Financial Services Authority Licence

    Business Club is owned and operated by Blockchain Business Solutions, a registered company in the Republic of Malta under the number C-92788. Furthermore, the firm has started the process to become fully regulated by the Malta Financial Supervision Authority (MFSA).

    Business Club’s team has put a significant amount of effort to provide the safety of funds for its users. It also provides fully encrypted chat and the Business Club Blockchain that runs by using the BCVM (Business Club Virtual Machine), a fully isolated and secure runtime environment.

    Business Club Safety


    • Business Club offers multiple services and products
    • Provide an earning cryptocurrency wallet – Users can store cryptocurrencies in the BCT Active Wallet and earn 8-12% per month
    • Offers highly security features for the Business Club active wallet, Business Club blockchain, and Business Club cloud service
    • Business Club offers the BCT active wallet which is a profit generated wallet
    • Business Club has its own token and an original blockchain network
    • Regulated by Malta Financial Supervision Authority (MFSA)
    • Supports a great social network that includes BCT transfer between users
, cloud service, video transmission, smart store and more


    • Does not support a wide variety of altcoins
    • Commission system is unclear
    • The platform is relatively new

    Business Club vs. other wallets – how does it compare? vs. Coinbase

    Business Club wallet offers a much wider range of services than most other wallets. In comparison to Coinbase, one of the largest cryptocurrency exchanges in the world, it has some additional features that are not offered by Coinbase. While Coinbase offers an easy-to-use crypto wallet, it does not support the same innovative features as Business Club such as the active wallet, a social network, and an original cryptocurrency. vs Exodus


    Exodus is a highly popular software wallet with a built-in crypto exchange. For those who want a wide range of currency support, Exodus is often among the first choices, however, for users who are looking for a crypto ecosystem where you can store your currencies, generate profits on your funds, and spend your crypto coins, Business Club might be a better choice. wallet vs. Jaxx

    Jaxx is another popular blockchain wallet that allows users to exchange multiple digital currencies and track the account via a crypto portfolio. It has a user-friendly interface and provides high security features. Jaxx Logo

    Although Business Club falls short in comparison to Jaxx in several aspects and on the range of coins it supports, the Business Club platform supports some innovative tools for crypto users that can not be found on any other crypto ecosystem. Those include the Business Club Payment Cards, the Business Club Cloud service, the Business Club online store and more.


    All in all, the Business Club’s active wallet offers a different type of crypto storage service. Although it is a new brand in the market, it seems to have high-quality products and services that differentiate the platform from other generic crypto wallets. Business Club, in fact, appears to have a promising future and is a reliable choice for crypto users and traders.


    Where can I download Business Club Wallet?

    You can download the Business Club mobile application on Google Playstore or Apple AppStore.

    My Business Club wallet froze; what should I do?

    There may some situations when Business Club wallet gets frozen. Business Club reserve the right to 12 hours delay in giving information about this situation and the best thing for you to do is to wait until they reboot the system and reset up everything. Regardless, Business Club has a secured network and your capital is always safe no matter what happens.

    How do I reset my Business Club password?

    Simply visit this page and reset your password.

    How can I convert a currency in the Business Club wallet app?

    You can convert cryptocurrencies using the Active Wallet Converter. Whenever you are to the platform, choose a cryptocurrency pair and you convert the currency. Take note that BTC conversion has no fees, and any other conversion you will be charged 3% fee of the converted amount.

    Will Business Club support more coins in the future?

    Yes, the team states on its website that they will organize votings for newly supported digital currencies and add them gradually into the platform.

    What is total amount of Business Club Token (BCT)?

    The total amount of BCT in circulation will increase until it reaches 720,000,000 BCT. The team estimates that the token will be part of the largest 20 cryptocurrencies in the world.

    How many payment cards are connected to the active wallet?

    There are five different payment cards directly connected to the Business Club active wallet - Leaf Green, Royal Blue, Pure Gold, Pearl White, and Space Black.

    How can I access help on Business Club?

    There are multiple ways to contact Business Club support team. The best option is to log in to the account and click the support button. The support team works from Monday to Friday, 10:00 - 18:00 UTC.

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