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Uphold Exchange Review

On Uphold users can buy, sell, hold and send 50+ cryptos, and trade between them in one single step.
Rating 5/5

Uphold exchangeUphold was founded in 2013 under the name Bitreserve by Halsey Minor. In 2015 they rebranded to Uphold and also started to offer stocks, commodities, currency and metals, alongside cryptocurrency.

Uphold now has 7 million users on the platform. They serve 184 countries, and offer their own crypto debit card with 2% cashback on crypto purchases and 1% for USD.

Alongside their website they also have an app on Google Play and the App Store for Android and iOS users.

Uphold Features & Advantages

  • Lists Ripple (XRP), which many platforms don’t
  • Quick and easy – it takes 11 clicks / taps from signup to complete a purchase
  • Customizable dashboard – can be adjusted to the user’s preferences by listing assets and selecting trading options
  • AutoPilot feature – you can schedule recurring transactions to dollar cost average into assets (DCA)

Uphold Trade Crypto

A trade of BTC to XRP

How Uphold Works

Uphold exchange users can trade between any assets, e.g. BTC to XRP. Enter a recipient address and that address will receive the transfer in crypto.

Funds can be delivered to a private wallet or crypto exchange, and are sent directly by Uphold without using intermediaries.

Users can set limit orders, up to 50 at one time. Uphold has access to 7 Blockchain networks, which is more than Coinbase offers.

Lots of education materials are available, including a Cryptonory (a dictionary of crypto terms), open API to developed Uphold-powered apps and services, a blog with explanations for beginners, and a daily newsletter on the market known as Uphold Unboxed.

Supported Cryptos

Alongside Bitcoin and Ethereum the popular altcoins you can buy and sell include AAVE, ADA, AXS, CRV, DOGE, DOT, ENJ, HBAR, LINK, LUNA, MATIC, SUSHI, XRP and more.


Uphold mobile app

Free Wallets

Uphold also offer free secure digital wallets for your Bitcoin, Ripple, Ethereum, Litecoin and Bitcoin Cash holdings.

The highest industry standard security is put in place to protect your funds, which are held in cold storage. 24/7 support is available.

Minimum Deposit

The minimum deposit is $10 to fund your account and open a trade. You can deposit via debit card, crypto, bank wire, SWIFT or SEPA.

The minimum withdrawal is also $5-10 varying by country for bank transfers or the equivalent in cryptocurrency (0.00001 BTC, 0.001 ETH, 0.001 XRP, 0.25 LTC, 0.0001 DASH).

Crypto Debit Card

Choose from a virtual card or a physical chip and pin card linked to the Maestro network, accepted at nearly 50 million merchants and ATMs across the globe with zero foreign transaction fees.

Uphold Fees

There are no deposit or withdrawal fees.

No conversion fees are charged if you deposit via a debit card or bank account, even if you pay with a currency that is not a base one in the country of your location.


When trading cryptocurrency, Uphold charge a spread of 0.85% when buying Bitcoin, and 1% when selling. For altcoins the spread is slightly higher, 0.95-1% and 1.1-1.25%.

For trading currencies, you have access to low forex conversion rates – the spread on EUR and GBP is 0.2% and on USD 0.05%.

Stocks & Commodities

Some of the other popular assets you can invest in with Uphold include Apple stock, Amazon, AT&T, Tesla, Gold, Silver, Platinum, Palladium and more. Their motto is ‘anything to anything’ trading.

They also open up investing to anyone through fractional stock trading – you can invest as little as $1 in companies like Google. Unlike some online stockbrokers where you are required to put up a large amount of capital to get started.


  • Support for a variety of major coins, fiat currencies, equities, commodities
  • Available as a mobile app for convenient access


  • Uphold could add more payment options, Paypal isn’t yet supported
  • The educational content could be improved

Uphold - Easy Web & Mobile Trading

Our Rating

  • 50+ Cryptos, stocks, metals, currencies, trade in-app
  • Schedule automated transactions to buy assets regularly
  • No deposit fees, instant no-fee withdrawals
  • Low spread - 0.85% to buy Bitcoin, 1% to sell
  • Free wallet, debit card with 2% cashback for crypto purchases

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