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A seismic shift in U.S. housing finance is reshaping how the world views cryptocurrency. The Federal Housing Finance Agency (FHHA) has directed Fannie Mae and Freddie Mac, America’s two most prominent mortgage backers, to begin recognizing digital assets like Ethereum (ETH) as real financial collateral. For the first time, your crypto wallet could help you qualify for a home loan.
This historic move doesn’t just validate crypto’s existence; it reinforces its place in mainstream finance. As Ethereum becomes a cornerstone asset, investor confidence in meme coins built around it continues to grow. That’s why the top meme coins to watch now, DogeBonk, MIAOCoin, and Book of Ethereum, are attracting serious attention from traders looking for cultural relevance and asymmetric upside.
Top Meme Coins to Watch Today
With rapid change comes the need for clear-eyed analysis. DogeBonk posted a staggering 36,429% gain in the past year, outperforming Bitcoin and Ethereum by thousands of percentage points, yet now struggles with near-zero liquidity. MIAOCoin cleverly fuses artificial intelligence and meme culture, but its price remains 68% below its all-time high. Meanwhile, Book of Ethereum delivered 822% in annual returns, though recent trading activity suggests mixed sentiment. Even Snorter, a Solana-based Telegram trading bot, has raised over $1.35 million in presale, but utility, not hype, will decide its staying power. In this market, the smartest investors are not just buying memes but watching where utility and momentum are moving.
1. DogeBonk (DOBO)
DogeBonk is catching attention again but for a different reason this time. While many tokens celebrate green candles, DogeBonk saw a -6.50% dip in the past 24 hours, pulling its price down to $0.0₈5171. Though this slip might raise eyebrows, it doesn’t erase the token’s jaw-dropping 36,429% gain over the past year. Even more striking, it’s 62.62% above its 200-day moving average, which tells us there’s still strong long-term sentiment.
As a deflationary meme coin on Binance Smart Chain, DogeBonk runs on a dual-tax model. Holders earn passive rewards from a 5% redistribution fee, while another 5% goes to locked liquidity, theoretically building a rising price floor. But despite these mechanics, liquidity remains worryingly thin. The volume-to-market cap ratio sits at a stark 0.0000, which can spook short-term traders and limit big buy-ins or exits.
Still, the token holds some notable bragging rights. Over the past year, DogeBonk outperformed 100% of the top 100 crypto assets, crushing Bitcoin by 20,828% and Ethereum by a staggering 51,798%. However, those wild gains are now cooling, and 43% of the last 30 days closed green. The current volatility is low at 3%, meaning price swings aren’t as chaotic, suitable for those who prefer stability, but it could also signal a lull in momentum.
With a circulating supply of 582.96T out of a 1,000T cap and ranking #139 in the meme coin sector, DogeBonk is no stranger to the spotlight. Yet without fresh catalysts or more substantial trading volumes, it may struggle to repeat its explosive past performance. Right now, it’s more of a hold-and-hope than a breakout bet.
2. MIAOCoin (MIAO)
MIAOCoin is purring back to life with a modest 0.43% uptick in the last 24 hours, pushing its price to $0.001565. Though not explosive, this gentle rise comes with a 39.70% surge in trading volume, signaling renewed interest from traders. The token’s high liquidity ratio of 0.0470 makes entering and exiting positions easier, a key advantage in the meme coin arena.
Positioned as a playful yet tech-driven asset, MIAOCoin combines meme culture with AI-powered gaming. It prides itself on being the first meme coin to use animal sounds as IP, wrapped in its quirky “Meow Philosophy.” The concept may sound fluffy, but the token targets real utility in AI-generated gaming experiences. Its speed-focused architecture also makes it more than just a novelty.
Despite this, recent sentiment tilts bearish, and the Fear and Greed Index sits at 65, indicating market greed, which can often precede short-term corrections. Over the last 30 days, performance has been evenly split, with 15 green days and volatility at a steady 5%, pointing to relative price stability.
Long-term, the coin is still recovering. It’s 68% below its February all-time high of $0.004884 and barely above its June 27 low of $0.001428. This could either be a reset or a sign of fading momentum. Only time and user adoption will tell. With a capped supply of 649 million and ranking in the low 300s for both BSC and meme coins, MIAOCoin may appeal to early-stage, risk-tolerant investors. It’s especially relevant for those betting on niche meme coins that pair real AI use cases with culture-led branding.
3. SNORTER (SNORT)
Snorter’s presale is charging ahead, having already raised over $1.35 million of its $1.65 million target. At just $0.0965 per $SNORT, this Telegram-powered Solana trading bot token is turning heads with its lightning-fast features, low fees, and built-in front-running protection. Investors are noticing, and time is ticking with less than a day left.
Unlike typical meme coins, $SNORT backs its branding with powerful tech. Inspired by the aardvark’s ability to sniff out hidden treats, Snorter Bot digs deep into Solana’s on-chain data to expose undervalued gems before they pump. With MEV protection, honeypot detection, and automated sniping, this isn’t just another meme coin; it’s a precision trading tool dressed in meme culture.
Moreover, the project stands out in the crowded meme space by offering copy trading, limit orders, and a multichain future. With plans to expand across EVM chains and integrate advanced dashboards, it’s building a functional ecosystem beyond hype. Its 500 million token supply, fair allocation breakdown, and upcoming staking rewards make $SNORT both accessible and reward-driven. The Portal Bridge ensures seamless swapping between Ethereum and Solana, making onboarding a breeze.
Every second counts. With trading bots gaining traction and presale nearly capped, $SNORT is positioning itself as the best crypto presale of 2025. This could be the smartest early entry for investors looking to combine meme energy with real utility.
4. Book of Ethereum (BOOE)
Book of Ethereum climbed 1.23% in the last 24 hours, settling at $0.112469 with a trading volume of $171,949. While this might seem modest, the token has delivered a powerful 822% return over the past year, outperforming 96% of the top 100 crypto assets. Despite a recent bearish outlook, the long-term growth narrative remains compelling for meme coin watchers looking for top meme coins to watch now.
Rooted in digital art and meme culture, this project combines community-led development with a creative spin on decentralization. Inspired by the iconic Pepe meme, it invites users to participate directly in governance and platform direction. This hands-on model gives contributors a personal stake in the project’s future and echoes Ethereum’s ethos of transparency and collaboration.
However, price trends reveal mixed signals. With just 14 green days out of the last 30 and a 20% volatility rate, short-term momentum is choppy. The current price sits well below its all-time high of $0.750672 from October 2024 but remains above its cycle low of $0.079503, offering a narrow cushion for cautious investors.
A historic shift in U.S. housing finance.
The Federal Housing Finance Agency (FHFA) has directed Fannie Mae & Freddie Mac – America’s largest mortgage entities – to begin treating cryptocurrency as a real asset in mortgage risk assessments.
For the first time,… pic.twitter.com/4rmilQk98g
— The Book of Ethereum 📘 (@Bookof_Eth) June 25, 2025
Liquidity remains moderate with a 0.0158 volume-to-market cap ratio, meaning large trades could sway price direction. The scarcity element may appeal to value-focused buyers at a circulating supply of 96.19 million out of a 100 million cap. This token could attract investors who value community-first projects and want exposure to meme coins that balance fun with functionality. Still, timing and liquidity should be key considerations in any portfolio decision.
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