Fluid Lending
$664.1M −0.1%24hValue locked
- Value locked
- $664.1M
- 7 days
- −0.9%
- 30 days
- −10.9%
- Fees per day
- $94.55K7-day average
- Fees / value locked
- 5.2%annualised
- Chains
- 5
- FLUID price
- $2.32+2.2% 24h
- Token market cap
- $194.0M
About Fluid Lending
An ever-evolving DeFi protocol and financial system of the future by Instadapp.
As of 23 Oct 2026, Fluid Lending holds $664.1M in value locked across 5 chains, which ranks it #26 in DeFi by value locked. Thirty days ago it ranked about #64. 71% of that sits on Ethereum, its largest deployment. Among lending protocols it ranks #13 of 109 with 1.3% of the sector, between Aave V4 ($687.3M) and HyperLend Pooled ($312.1M). Its value locked is down 0.9% over seven days and down 10.9% over 30 days. Users paid an average of $94.55K a day in fees over the last seven days; a year at that pace would equal 5.2% of its value locked, against a sector median of 2.5%. The FLUID token, shared by the 3 Fluid Lending products we track, is valued at $194.0M, 18% of their combined $1.11B in value locked.
Value locked by chain
Largest lending protocols
Full sector| # | Protocol | Chains | Value locked | 7d | Fees/day |
|---|---|---|---|---|---|
| 1 |  Aave V3 | Ethereum, Base +19 | $16.98B | 0.0% | $1.12M |
| 2 |  Morpho Blue | Ethereum, Base +36 | $11.25B | +2.0% | $767.3K |
| 3 |  SparkLend | Ethereum, Gnosis | $5.08B | −1.8% | $234.4K |
| 4 |  JustLend V1 | Tron | $3.68B | −1.1% | $49.74K |
| 5 |  Maple | Ethereum | $2.67B | −3.2% | $295.3K |
| 6 | Hyperliquid Earn | Hyperliquid L1 | $1.43B | −2.4% | – |
| 7 |  Compound V3 | Ethereum, Arbitrum +8 | $1.40B | −0.3% | $97.53K |
| 8 |  Kamino Lend | Solana | $1.29B | −0.8% | $142.6K |
