{"id":347,"date":"2022-02-25T19:21:55","date_gmt":"2022-02-25T19:21:55","guid":{"rendered":"https:\/\/insidebitcoins.com\/au\/?page_id=347"},"modified":"2024-07-16T06:37:49","modified_gmt":"2024-07-16T06:37:49","slug":"bank-transfer","status":"publish","type":"page","link":"https:\/\/insidebitcoins.com\/au\/buy-cryptocurrency\/buy-bitcoin\/bank-transfer\/","title":{"rendered":"Buy Bitcoin in Australia with Bank Transfer \u2013 Full Guide"},"content":{"rendered":"
Bitcoin is the very first and highest valued digital currency in the online cryptocurrency space, and over the last decade has taken the financial markets by storm, outperforming the S&P 500, Gold, Oil, and any other common investment option.<\/p>\n
It has been especially profitable compared to opening a savings account with a bank, which has seen interest rates decline in recent years to lower than the inflation rate.<\/p>\n
It’s no surprise that many retail investors are looking to transfer some of the funds in their bank account to an exchange to buy Bitcoin<\/a> in Australia. Fortunately, the best cryptocurrency exchanges support this payment option. Deposits and withdrawals via bank transfer are instant and incur fewer fees than using a debit or credit card.<\/p>\n Based on our research, we consider eToro as the best broker to buy bitcoin via a bank transfer. In this section, we will detail step-by-step how to go through the deposit process with eToro.<\/p>\n To register on eToro, click any of the sign up buttons on eToro’s homepage<\/a>. This will open you a registration window where you must fill in the necessary information, including your email, username and create a password.<\/p>\n You also need to provide some personal details (name, surname, phone number, etc.) to complete the registration process.<\/p>\n <\/a><\/p>\n Once you have verified your account through your phone number and email, you need to complete the more complex verification process. The latter requires you to verify your address and identity. It is a must-do step on eToro as the platform is secure, and this information is needed to protect your account from fraud.<\/p>\n To fund your account, obviously, you need to click on the “Deposit Funds” button at the bottom left of the platform.<\/p>\n As a payment option, you must select a bank transfer in response to which you will get an email and a transaction ID, which you need to use to transfer money from your bank account. If you do everything correctly, as explained on the eToro<\/a> website, your account will be charged within 4-7 business days.<\/p>\n <\/a><\/p>\n Buy Bitcoin <\/em>Australian<\/em> Bank Transfer Option on <\/em>eToro<\/em><\/a><\/p>\n Now when you have a verified and funded account, you can start buying bitcoin. For this purpose, write down BTC on the search bar. Then click “Trade” at the top of the screen and insert the total amount you’d like to invest.<\/p>\n Make sure to double-check everything before you finally press “Open Trade.” After this, the broker will take care of your trade. If you see the amount of BTC on your account, it means you have successfully completed the trade.<\/p>\n <\/a><\/p>\n In this section, we detail some of the advantages and disadvantages of buying bitcoin with a bank account. These factors will make it easier for you to decide if this payment option meets your needs or not.<\/p>\n Advantages<\/strong><\/p>\n Disadvantages<\/strong><\/p>\n When you register for an online account on a brokerage platform, in most cases, you need to create a personal account where your purchase is transferred. Sometimes crypto exchanges do not provide personal accounts and require that you transfer your coins to a digital bitcoin wallet. But you can create a personal account with most of the top brokers and even on the CFD trading platforms.<\/p>\n With so many brokers providing this service, you may be a bit confused about which one to choose. For more information about the best bitcoin accounts, visit our guide, where you will also learn how to open your free BTC account.<\/a><\/p>\n Selecting an appropriate broker to buy bitcoin with a bank account is one of the essential factors in the whole process. A good broker will allow you to complete your transactions simply and quickly. Plus, it offers pretty competitive trading fees, which means less money on the extra costs and more profit.<\/p>\n However, with hundreds of cryptocurrency exchanges, it becomes difficult to find the best one. For this purpose, you need to check many of their features including pricing system, safety, regulations, etc.<\/p>\n Still, this may take a world of time. We have good news for you – to ease the process, we have already researched and checked several crypto brokers and introduced below top brokers to buy bitcoin with a bank account.<\/p>\n Our first go-to when it comes to buying Bitcoin with a Bank Account is eToro<\/a>. <\/a><\/span> eToro is definitely one of the most secure brokerage platforms for all your online trading and transactions.<\/p>\n Featuring the trust of more than 20 million users, eToro’s popularity stems from other pivotal factors on why users choose to use this platform from the many others.<\/p>\n When trading cryptocurrencies, you need to pay, which is the difference between buy and sell prices. Another plus with eToro is when you buy Bitcoin via Bank Transfer, eToro gives you a wallet option where you can safely store your Bitcoin on a 24\/7 basis. eToro’s digital wallet can be downloaded from Apple Store or Google Play.<\/p>\n eToro is also a very user-friendly platform and allows you to enjoy a social trading platform with its multiple tools. You can opt to trade alone, or if you’re not very familiar with trading, you can use eToro’s CopyTrader and CopyPortfolio tools. These tools will let you copy the trades of the professional traders on eToro.<\/p>\n Visit eToro<\/span><\/a>\n<\/p> Crypto assets are unregulated & highly speculative. No consumer protection. Capital at risk.<\/em><\/p>\n If you are an Australian <\/strong>citizen, Coinbase can be your best choice to buy bitcoin with a bank account. <\/span>Though the platform operates in Australia, <\/strong>it is currently licensed only in the US. The platform can boast of its simple-to-use interface and a wide selection of crypto assets to trade.<\/p>\n Coinbase<\/a> can be a bit confusing when it comes to its fee structure. Still, it is pretty much easier to understand when you pay through bank transfer, as long as there are no fees for this payment option.<\/p>\n The exchange also takes trading fees which vary from $0.99-$2.99 depending on the amount of BTC you buy. Apart from its standard account, Coinbase also offers a Coinbase Pro account which charges less fee and provides a more advanced platform than a Standard account.<\/p>\n At the time of writing this, Australian citizens can only buy Bitcoin in this platform. Withdrawals are not allowed to AU bank accounts. To withdraw, you have to send your holdings to another crypto exchange to convert it into AUD<\/p>\n <\/p><\/div><\/div><\/div><\/div>\n Visit Coinbase<\/strong><\/span><\/a>\n<\/p> Founded in 2014 and regulated by the New York State Department of Financial Services, <\/a><\/span>Gemini allows traders to buy, sell and store digital assets. Gemini goes strong on security and is the world’s first SOC 1 Type 2 and SOC 2 Type 2 crypto custodian.<\/p>\n As Gemini stands as one of the safest ways to Buy Bitcoin with Bank Transfer, the platform is very concise on its fee schemes and doesn’t hinder any information from their 13 million users.<\/p>\n Besides being a good trading platform for beginners and advanced traders, Gemini<\/a> also offers peer-to-peer trading. One minus for the platform is that it charges a bit higher fees. Trading fees, for instance, may reach up to 1.49%, depending on the trading platform.<\/p>\n The platform also has a low minimum to start trading, a simple-to-operate interface, and a mobile trading option for Android and iOS users.<\/p>\n <\/p><\/div><\/div><\/div><\/div>\n Visit Gemini<\/strong><\/span><\/a>\n<\/p> Coinmama is among the most famous cryptocurrency exchanges and has ten crypto assets available for trading. <\/a><\/span>It can be a good selection for newbies in this field, as long as it offers a simple platform to conduct transactions quickly and easily.<\/p>\n The company boasts of multiple payment options where you can also buy Bitcoin with a Bank Account. Coinmama has also been praised for their excellent customer service, which they call “Happiness Heroes.”<\/p>\n Coinmama<\/a> is a secure platform in the sense that it does not hold any personal information from its users. Additionally, it does not offer you a crypto wallet, which means your funds are not stored on the Coinmama platform, so they cannot even be hacked.<\/p>\n <\/p><\/div><\/div><\/div><\/div>\n Visit Coinmama<\/strong><\/span><\/a>\n<\/p>Buy Bitcoin with an <\/strong>Australian<\/strong> Bank Transfer – Quick Guide<\/strong><\/h2>\n
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How to Buy Bitcoin with Bank Transfer Step-by-Step<\/strong><\/h2>\n
Sign-up with eToro <\/strong><\/h3>\n
Verify Your eToro Account<\/strong><\/h3>\n
Fund your Account via Bank Transfer<\/strong><\/h3>\n
Buy Bitcoin with a Bank Account<\/strong><\/h3>\n
Pros & Cons of Using Bank Transfers to Buy Bitcoin<\/strong><\/h2>\n
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How to Withdraw Bitcoin from a Brokerage Account<\/strong><\/h2>\n
Where to Buy Bitcoin with Bank Transfer – <\/strong>Top List<\/strong><\/h2>\n
eToro <\/strong>– Best Trading Platform to Buy Bitcoin with Bank Transfers<\/strong><\/h3>\n
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Coinbase<\/strong><\/h3>\n
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Gemini – Buy Bitcoin with a Top Secure Crypto Exchange<\/strong><\/h3>\n
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Coinmama – <\/strong>Buy Most Popular Cryptos via Bank Transfer<\/strong><\/h3>\n
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What to Bear in Mind When Buying Bitcoin Through Bank Transfers<\/strong><\/h2>\n